The Passcode Log in Case Study
The consumer and consumer banking mobile app login presented some unique challenges. One of these challenges was the fact that consumer and commercial login credentials (user ID & password) were separate. Put simply, if you happened to be a consumer banking customer AND a commercial banking customer you have two different login credentials but only one passcode.
Defining the Problem
Multiple Accounts…One Passcode
- If the user has passcode set up on their mobile device, the problem for the consumer + commercial user is they can only have one passcode for app access. The solution to this issue was to provide a link on the passcode screen with a simple link “Business User?” which would direct user to the UserID/Password login screen, whereby they could sign in with either their commercial credentials.
- Usability testing provided key insights and provided objective rationale for key technical and business decision
- When the app was released, the business unit expressed concern this experience was going to cause confusion among commercial account holders and began to lobby for building a separate app for commercial account holders.
- I conducted usability tests to determine if this was in fact a problem for commercial account holders. The results of these tests proved that users with passcode login set up had no trouble accessing their commercial accounts.
To access the users business account, they will click on the ‘business user?’ link
Modal dialogue displays instructing them to click on ‘User’ ID login link
Clicking on the User ID login link will take the user to the regular log in screen
The log in screen w/o passcode log in. The user can easily switch back to passcode log in by selecting Passcode Login link